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Because the law constantly changes and evolves and varies from jurisdiction to jurisdiction, and is subject to varying interpretations, the visitor is urged to consult professional legal counsel in his or her state regarding the applicability of any areas of law included in the website to any specific legal issue.

In other words, this website should not be used as a substitute for competent legal advice.

By using this website, the visitor is agreeing that under no circumstances will Risk Assessment Services, L.L.C. be responsible for the following:

(a) any information contained on, omitted from, or linked to this website,

(b) any visitor or other person's reliance on any such information, whether or not the information is correct, complete, or current, or

(c) the consequences of any action the visitor or any other person takes or fails to take, whether or not based upon information provided by or as a result of the use of this website.